Canadian Surrogacy Cost Summary

Understanding the costs involved in surrogacy is essential for intended parents planning their journey. In Canada, surrogacy expenses can vary based on medical, legal, and living costs, as well as regional differences. This overview provides a clear breakdown of typical costs to help you budget realistically and plan with confidence.

Total Estimated Range

Conservative Estimate: $53,000 - $63,000 CAD
Comprehensive Estimate: $63,000 - $73,000 CAD

Cost Breakdown

Medical Expenses: $40,000 - $48,000

• Genetics Assessment: $500
• Sperm Donor Assessment: $1,500
• Eggs: $24,000
• Oocyte Thaw: $2,800
• Introcytoplasmic Sperm Injection: $1,450
• Embryo Creation: $1,100
• Embryo Transfer: $3,100
• Medications for Transfer: $3,200
• Prenatal Care: $1,500 - $3,000

Legal Expenses: $5,000 - $10,000

• Surrogacy Agreement: $2,000 - $3,500
• Independent Legal Advice: $1,200 - $2,000
• Court Applications: $500 - $1,000
• Parental Order Processing: $800 - $1,500

Living & Other Expenses: $10,000 - $25,000

• Lost Wages (Documented): $3,000 - $8,000
• Medical Appointment Travel: $1,500 - $3,000
• Counselling & Support: $2,000 - $4,000
• Maternity Clothing: $500 - $1,200
• Childcare During Appointments: $1,000 - $2,500
• Surrogate Life Insurance: $1,500 - $3,000

Regional Variations

• Ontario (Toronto): $58,000 - $73,000
• British Columbia: $55,000 - $70,000
• Alberta: $53,000 - $68,000
• Quebec: $50,000 - $65,000
• Maritime Provinces: $48,000 - $63,000

Budgeting for surrogacy can feel complex, but breaking down the costs into medical, legal, and living categories helps bring clarity. Regional differences may affect total expenses, so it’s vital to work with your healthcare and legal teams to plan accordingly. With thorough preparation, you can confidently navigate your surrogacy journey toward building your family.

Important Legal Note

Under the Canadian Assisted Human Reproduction Act (AHRA), paying for surrogacy services is prohibited. All costs above represent legitimate reimbursable expenses only.

References